Compare Personal
Loan Rates

Whether you're consolidating debt or covering expenses, find your best rate from multiple lenders in minutes.

No credit score impact to check rates

Loans up to $100K 2 minute request No credit impact

How It Works

Three steps to compare rates

1

Share Your Details

Tell us about your financial situation and what you need. Takes about 2 minutes.

2

Review Your Options

See personalized rates from multiple lenders. Compare APRs and terms side by side.

3

Choose and Apply

Select the offer that fits your needs and apply directly with the lender.

Why Use LoanRates

A simpler way to compare personal loan offers

Multiple Lenders, One Form

Submit one request and receive personalized rate offers from multiple lenders. Compare options without filling out separate requests.

No Credit Score Impact

Checking your rate uses a soft credit inquiry that won't affect your credit score. Hard inquiry only when you apply with a lender.

Transparent and Secure

Your information is protected with bank-level encryption. We only share your data with lenders you choose.

Free to Use

No cost to check rates or compare offers. We're compensated by our lending partners, never by you.

Ready to Compare Rates?

See personalized loan offers in minutes

Check My Rate
Won't affect your credit score Free to use Takes 2 minutes